Last Updated: October 29, 2026
By accessing or using the Benefits Auto Agent website ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.
These Terms apply to all users of the Service, including individuals reading our savings tips, using our rate comparison resources, or signing up for our optional text program.
Benefits Auto Agent is an auto insurance savings resource. We provide plain-language savings tips, rate comparison checklists, and an optional text program with savings tips, coverage review reminders, and offers. Our content is informational in nature. We are not an insurance company, agent, or broker, and we do not sell insurance, provide quotes, or guarantee savings.
Our content is provided for informational and educational purposes. You acknowledge that:
To access certain features of the Service, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must be at least 18 years old to use the Service.
By providing your phone number and checking an SMS opt-in box on our signup page, you expressly consent to receive marketing messages (savings tips, coverage review reminders, rate comparison resources, and offers) and/or account messages (signup confirmations and responses to your requests) from Benefits Auto Agent, depending on which box or boxes you check. These messages may include:
Important SMS Disclosures:
You agree not to:
The Service and its original content, features, and functionality are owned by Benefits Auto Agent and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works based on the Service without our express written permission.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. BENEFITS AGENT AI LLC DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
The savings tips and rate comparison resources provided through the Service are for general informational purposes only and should not be relied upon as the sole basis for making insurance decisions. Rates and savings vary by driver, insurer, and state.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, BENEFITS AGENT AI LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE OR RELIANCE ON OUR SAVINGS TIPS OR RATE COMPARISON RESOURCES.
Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding your personal information.
We reserve the right to suspend or terminate your access to the Service at any time for violation of these Terms or for any other reason at our discretion. You may also terminate your account at any time by contacting us.
We may update these Terms from time to time. We will notify you of any material changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Service after any changes constitutes your acceptance of the new Terms.
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
If you have questions about these Terms, please contact us:
Email: support@benefitsautoagent.com
Phone: (302) 208-0220
Address: #3040 1401 Pennsylvania Ave, Wilmington, DE 19806